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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,813 | $102,385-76.7% | $147,080-83.8% | $80,935-70.6% |
| Participation rate | 70.4% | 75.9%-5.5pp | 82.2%-11.8pp | 67.7%+2.7pp |
| Annual return | 65.25% | 135.09%-69.8pp | 420.17%-354.9pp | 35.66%+29.6pp |
| Employer contribution / active EE | $2,452 | $3,717-34.0% | $4,933-50.3% | $2,757-11.0% |
| Participant deferral / active EE | $4,768 | $6,651-28.3% | $8,066-40.9% | $4,299+10.9% |
| Admin fee / account holder | $1,144 | $7,951-85.6% | $12,989-91.2% | $6,924-83.5% |