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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,009 | $154,228+29.7% | $145,433+37.5% | $137,256+45.7% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 17.45% | 74.59%-57.1pp | 66.58%-49.1pp | 220.34%-202.9pp |
| Employer contribution / active EE | $5,468 | $4,804+13.8% | $4,554+20.1% | $4,156+31.6% |
| Participant deferral / active EE | $17,990 | $8,216+118.9% | $7,897+127.8% | $6,407+180.8% |
| Admin fee / account holder | $688 | $14,344-95.2% | $13,129-94.8% | $12,270-94.4% |