Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,267 | $88,672-81.7% | $105,223-84.5% | $82,448-80.3% |
| Participation rate | 31.7% | 67.9%-36.3pp | 75.0%-43.4pp | 68.1%-36.4pp |
| Annual return | 16.17% | 30.86%-14.7pp | 180.65%-164.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $159 | $3,048-94.8% | $3,689-95.7% | $2,551-93.8% |
| Participant deferral / active EE | $2,065 | $4,036-48.8% | $5,072-59.3% | $4,139-50.1% |
| Admin fee / account holder | $4,663 | $7,146-34.7% | $8,859-47.4% | $7,234-35.5% |