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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,674 | $154,228-43.8% | $145,433-40.4% | $137,256-36.9% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.7pp | 80.0%+12.9pp |
| Annual return | 33.15% | 74.59%-41.4pp | 66.58%-33.4pp | 220.34%-187.2pp |
| Employer contribution / active EE | $9,173 | $4,804+90.9% | $4,554+101.4% | $4,156+120.7% |
| Participant deferral / active EE | $16,919 | $8,216+105.9% | $7,897+114.2% | $6,407+164.1% |
| Admin fee / account holder | $5,350 | $14,344-62.7% | $13,129-59.3% | $12,270-56.4% |