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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,880 | $172,111+101.0% | $150,298+130.1% | $137,256+152.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.63% | 69.37%-50.7pp | 62.79%-44.2pp | 220.34%-201.7pp |
| Employer contribution / active EE | $12,021 | $4,636+159.3% | $4,154+189.4% | $4,156+189.2% |
| Participant deferral / active EE | $10,238 | $6,166+66.1% | $5,453+87.8% | $6,407+59.8% |
| Admin fee / account holder | $7,934 | $16,471-51.8% | $14,116-43.8% | $12,270-35.3% |