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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,170 | $102,595-10.2% | $94,057-2.0% | $154,746-40.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 20.17% | 583.42%-563.2pp | 480.62%-460.5pp | 172.34%-152.2pp |
| Employer contribution / active EE | $3,880 | $3,147+23.3% | $2,933+32.3% | $4,379-11.4% |
| Participant deferral / active EE | $11,487 | $5,118+124.4% | $4,709+143.9% | $6,730+70.7% |
| Admin fee / account holder | $344 | $7,736-95.6% | $7,244-95.3% | $14,365-97.6% |