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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,170 | $72,071+27.9% | $68,368+34.8% | $137,256-32.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 20.17% | 353.14%-333.0pp | 292.57%-272.4pp | 220.34%-200.2pp |
| Employer contribution / active EE | $3,880 | $2,788+39.2% | $2,649+46.5% | $4,156-6.6% |
| Participant deferral / active EE | $11,487 | $4,410+160.5% | $4,123+178.6% | $6,407+79.3% |
| Admin fee / account holder | $344 | $5,336-93.6% | $5,150-93.3% | $12,270-97.2% |