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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,083 | $162,136-43.8% | $152,301-40.2% | $154,746-41.1% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 17.77% | 91.02%-73.3pp | 80.50%-62.7pp | 172.34%-154.6pp |
| Employer contribution / active EE | $4,508 | $4,890-7.8% | $4,624-2.5% | $4,379+2.9% |
| Participant deferral / active EE | $9,644 | $8,341+15.6% | $8,004+20.5% | $6,730+43.3% |
| Admin fee / account holder | $3,825 | $15,759-75.7% | $14,398-73.4% | $14,365-73.4% |