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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,101 | $79,867-37.3% | $120,344-58.4% | $64,340-22.1% |
| Participation rate | 77.4% | 63.0%+14.4pp | 76.7%+0.6pp | 55.2%+22.1pp |
| Annual return | 18.79% | 21.10%-2.3pp | 20.30%-1.5pp | 24.14%-5.3pp |
| Employer contribution / active EE | $1,473 | $1,925-23.5% | $3,020-51.2% | $1,862-20.9% |
| Participant deferral / active EE | $2,696 | $3,593-25.0% | $5,135-47.5% | $2,980-9.5% |
| Admin fee / account holder | $2,752 | $5,039-45.4% | $12,742-78.4% | $3,703-25.7% |