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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,101 | $85,515-41.4% | $112,040-55.3% | $67,986-26.3% |
| Participation rate | 77.4% | 68.2%+9.1pp | 76.5%+0.9pp | 57.2%+20.2pp |
| Annual return | 18.79% | 29.68%-10.9pp | 24.52%-5.7pp | 31.67%-12.9pp |
| Employer contribution / active EE | $1,473 | $2,191-32.8% | $2,954-50.1% | $2,019-27.0% |
| Participant deferral / active EE | $2,696 | $4,014-32.8% | $5,098-47.1% | $3,358-19.7% |
| Admin fee / account holder | $2,752 | $3,774-27.1% | $12,098-77.3% | $3,203-14.1% |