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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,402 | $111,535-79.9% | $105,223-78.7% | $137,256-83.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 2.22% | 237.85%-235.6pp | 180.65%-178.4pp | 220.34%-218.1pp |
| Employer contribution / active EE | $4,165 | $3,939+5.7% | $3,689+12.9% | $4,156+0.2% |
| Participant deferral / active EE | $5,381 | $5,500-2.2% | $5,072+6.1% | $6,407-16.0% |
| Admin fee / account holder | $23,171 | $9,721+138.3% | $8,859+161.6% | $12,270+88.8% |