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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,715 | $180,749-36.0% | $160,784-28.0% | $137,256-15.7% |
| Participation rate | 94.7% | 80.0%+14.8pp | 77.0%+17.8pp | 80.0%+14.8pp |
| Annual return | 19.93% | 2234.46%-2214.5pp | 1803.92%-1784.0pp | 220.34%-200.4pp |
| Employer contribution / active EE | $18,323 | $4,155+341.0% | $3,733+390.9% | $4,156+340.9% |
| Participant deferral / active EE | $12,589 | $6,844+83.9% | $6,293+100.1% | $6,407+96.5% |
| Admin fee / account holder | $2,760 | $10,397-73.5% | $9,717-71.6% | $12,270-77.5% |