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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,324 | $211,224-63.4% | $178,505-56.7% | $145,897-47.0% |
| Participation rate | 94.7% | 80.8%+13.9pp | 77.1%+17.6pp | 80.3%+14.4pp |
| Annual return | 22.70% | 30.28%-7.6pp | 27.16%-4.5pp | 552.29%-529.6pp |
| Employer contribution / active EE | $19,082 | $4,577+316.9% | $3,955+382.5% | $4,663+309.3% |
| Participant deferral / active EE | $16,229 | $6,966+133.0% | $6,280+158.4% | $6,689+142.6% |
| Admin fee / account holder | $32,879 | $12,109+171.5% | $10,428+215.3% | $13,390+145.5% |