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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,856 | $111,814+9.9% | $103,374+18.8% | $145,959-15.8% |
| Participation rate | 72.7% | 77.9%-5.2pp | 74.5%-1.8pp | 80.3%-7.6pp |
| Annual return | 24.34% | 24.77%-0.4pp | 24.89%-0.5pp | 561.95%-537.6pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $2,162 | $5,618-61.5% | $5,058-57.3% | $6,689-67.7% |
| Admin fee / account holder | $893 | $9,754-90.8% | $8,394-89.4% | $13,398-93.3% |