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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,856 | $110,337+11.3% | $102,383+20.0% | $145,877-15.8% |
| Participation rate | 72.7% | 77.9%-5.2pp | 74.5%-1.8pp | 80.3%-7.6pp |
| Annual return | 24.34% | 24.83%-0.5pp | 24.94%-0.6pp | 551.28%-526.9pp |
| Employer contribution / active EE | $0 | $4,216-100.0% | $3,870-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,162 | $5,621-61.5% | $5,060-57.3% | $6,691-67.7% |
| Admin fee / account holder | $893 | $9,750-90.8% | $8,391-89.4% | $13,402-93.3% |