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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,405 | $77,492-49.1% | $100,398-60.8% | $80,911-51.3% |
| Participation rate | 58.2% | 76.9%-18.8pp | 81.5%-23.3pp | 67.6%-9.5pp |
| Annual return | 16.34% | 37.23%-20.9pp | 49.32%-33.0pp | 35.63%-19.3pp |
| Employer contribution / active EE | $2,725 | $2,800-2.7% | $3,946-30.9% | $2,756-1.1% |
| Participant deferral / active EE | $6,530 | $6,817-4.2% | $8,084-19.2% | $4,297+52.0% |
| Admin fee / account holder | $3,970 | $5,892-32.6% | $7,893-49.7% | $6,935-42.8% |