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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,067 | $211,239+3.2% | $178,528+22.1% | $145,877+49.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.79% | 30.22%-16.4pp | 27.11%-13.3pp | 551.28%-537.5pp |
| Employer contribution / active EE | $28,872 | $4,570+531.7% | $3,950+630.8% | $4,663+519.2% |
| Participant deferral / active EE | $17,796 | $6,963+155.6% | $6,278+183.4% | $6,691+166.0% |
| Admin fee / account holder | $2,988 | $12,095-75.3% | $10,419-71.3% | $13,402-77.7% |