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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,067 | $211,288+3.2% | $178,540+22.1% | $145,884+49.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.79% | 30.27%-16.5pp | 27.15%-13.4pp | 551.85%-538.1pp |
| Employer contribution / active EE | $28,872 | $4,574+531.2% | $3,953+630.4% | $4,662+519.3% |
| Participant deferral / active EE | $17,796 | $6,967+155.4% | $6,281+183.3% | $6,690+166.0% |
| Admin fee / account holder | $2,988 | $12,105-75.3% | $10,424-71.3% | $13,392-77.7% |