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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,143 | $160,040-81.2% | $147,096-79.5% | $145,877-79.3% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.8pp | 80.3%-7.0pp |
| Annual return | 38.59% | 98.49%-59.9pp | 419.75%-381.2pp | 551.28%-512.7pp |
| Employer contribution / active EE | $6,250 | $5,289+18.2% | $4,936+26.6% | $4,663+34.0% |
| Participant deferral / active EE | $6,297 | $8,429-25.3% | $8,071-22.0% | $6,691-5.9% |
| Admin fee / account holder | $386 | $15,050-97.4% | $13,005-97.0% | $13,402-97.1% |