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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,143 | $160,070-81.2% | $147,117-79.5% | $145,897-79.3% |
| Participation rate | 73.3% | 84.0%-10.7pp | 82.2%-8.9pp | 80.3%-7.0pp |
| Annual return | 38.59% | 98.69%-60.1pp | 420.54%-382.0pp | 552.29%-513.7pp |
| Employer contribution / active EE | $6,250 | $5,285+18.3% | $4,932+26.7% | $4,663+34.0% |
| Participant deferral / active EE | $6,297 | $8,419-25.2% | $8,065-21.9% | $6,689-5.9% |
| Admin fee / account holder | $386 | $15,035-97.4% | $12,993-97.0% | $13,390-97.1% |