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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,018 | $183,539-22.6% | $155,556-8.7% | $145,897-2.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.93% | 61.31%-48.4pp | 64.84%-51.9pp | 552.29%-539.4pp |
| Employer contribution / active EE | $973 | $5,315-81.7% | $4,675-79.2% | $4,663-79.1% |
| Participant deferral / active EE | $7,757 | $6,467+19.9% | $5,631+37.8% | $6,689+16.0% |
| Admin fee / account holder | $3,198 | $19,275-83.4% | $15,885-79.9% | $13,390-76.1% |