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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,297 | $172,111+6.5% | $150,298+22.0% | $137,256+33.5% |
| Participation rate | 93.3% | 81.7%+11.6pp | 77.8%+15.6pp | 80.0%+13.4pp |
| Annual return | 16.71% | 69.37%-52.7pp | 62.79%-46.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $8,744 | $4,636+88.6% | $4,154+110.5% | $4,156+110.4% |
| Participant deferral / active EE | $8,175 | $6,166+32.6% | $5,453+49.9% | $6,407+27.6% |
| Admin fee / account holder | $4,570 | $16,471-72.3% | $14,116-67.6% | $12,270-62.8% |