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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,173 | $155,555-61.3% | $146,866-59.0% | $155,188-61.2% |
| Participation rate | 71.4% | 84.0%-12.5pp | 82.5%-11.1pp | 80.8%-9.4pp |
| Annual return | 18.50% | 115.41%-96.9pp | 102.85%-84.4pp | 148.84%-130.3pp |
| Employer contribution / active EE | $3,262 | $4,647-29.8% | $4,425-26.3% | $4,248-23.2% |
| Participant deferral / active EE | $4,994 | $8,044-37.9% | $7,759-35.6% | $6,531-23.5% |
| Admin fee / account holder | $9,397 | $14,755-36.3% | $13,620-31.0% | $14,480-35.1% |