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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,173 | $156,398-61.5% | $147,318-59.2% | $138,895-56.7% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 18.50% | 78.75%-60.3pp | 70.43%-51.9pp | 145.39%-126.9pp |
| Employer contribution / active EE | $3,262 | $4,853-32.8% | $4,593-29.0% | $4,194-22.2% |
| Participant deferral / active EE | $4,994 | $8,237-39.4% | $7,906-36.8% | $6,396-21.9% |
| Admin fee / account holder | $9,397 | $14,976-37.3% | $13,708-31.4% | $12,562-25.2% |