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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,846 | $161,352-92.7% | $134,172-91.2% | $137,256-91.4% |
| Participation rate | 87.5% | 78.3%+9.2pp | 72.5%+15.0pp | 80.0%+7.5pp |
| Annual return | 20.45% | 28.72%-8.3pp | 25.30%-4.8pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,696 | $4,099-58.6% | $3,420-50.4% | $4,156-59.2% |
| Participant deferral / active EE | $1,696 | $5,552-69.5% | $4,690-63.8% | $6,407-73.5% |
| Admin fee / account holder | $497 | $15,028-96.7% | $12,016-95.9% | $12,270-95.9% |