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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,120 | $29,319+98.2% | $52,425+10.9% | $82,448-29.5% |
| Participation rate | 20.0% | 46.9%-26.9pp | 55.6%-35.6pp | 68.1%-48.1pp |
| Annual return | 20.26% | 535.20%-514.9pp | 302.12%-281.9pp | 41.64%-21.4pp |
| Employer contribution / active EE | $551 | $586-6.0% | $914-39.7% | $2,551-78.4% |
| Participant deferral / active EE | $1,933 | $1,171+65.1% | $1,790+8.0% | $4,139-53.3% |
| Admin fee / account holder | $2,650 | $1,962+35.0% | $2,495+6.2% | $7,234-63.4% |