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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,606 | $111,814-65.5% | $103,374-62.7% | $145,959-73.6% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 19.78% | 24.77%-5.0pp | 24.89%-5.1pp | 561.95%-542.2pp |
| Employer contribution / active EE | $3,601 | $4,214-14.6% | $3,869-6.9% | $4,661-22.7% |
| Participant deferral / active EE | $5,379 | $5,618-4.3% | $5,058+6.4% | $6,689-19.6% |
| Admin fee / account holder | $508 | $9,754-94.8% | $8,394-94.0% | $13,398-96.2% |