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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,366 | $169,356-67.9% | $129,406-58.0% | $145,897-62.7% |
| Participation rate | 25.0% | 76.5%-51.5pp | 69.6%-44.6pp | 80.3%-55.3pp |
| Annual return | 10.28% | 14418.62%-14408.3pp | 9468.18%-9457.9pp | 552.29%-542.0pp |
| Employer contribution / active EE | $998 | $5,542-82.0% | $4,155-76.0% | $4,663-78.6% |
| Participant deferral / active EE | $1,258 | $4,987-74.8% | $4,167-69.8% | $6,689-81.2% |
| Admin fee / account holder | $2,052 | $9,915-79.3% | $7,689-73.3% | $13,390-84.7% |