Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,220 | $57,140-55.9% | $85,240-70.4% | $80,959-68.8% |
| Participation rate | 44.6% | 56.4%-11.8pp | 67.5%-22.9pp | 67.7%-23.1pp |
| Annual return | 13.10% | 21.71%-8.6pp | 66.75%-53.7pp | 35.67%-22.6pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,310 | $3,115+102.6% | $4,527+39.4% | $4,300+46.7% |
| Admin fee / account holder | $6,635 | $4,992+32.9% | $6,165+7.6% | $6,925-4.2% |