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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,725 | $149,040-97.5% | $120,225-96.9% | $137,256-97.3% |
| Participation rate | 75.0% | 75.4%-0.4pp | 69.6%+5.4pp | 80.0%-5.0pp |
| Annual return | 14.55% | 605.68%-591.1pp | 439.23%-424.7pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,003 | $4,350-76.9% | $3,475-71.1% | $4,156-75.9% |
| Participant deferral / active EE | $1,535 | $4,655-67.0% | $3,999-61.6% | $6,407-76.0% |
| Admin fee / account holder | $1,075 | $6,348-83.1% | $5,696-81.1% | $12,270-91.2% |