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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,443 | $100,203+102.0% | $85,240+137.5% | $145,897+38.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.32% | 84.28%-73.0pp | 66.75%-55.4pp | 552.29%-541.0pp |
| Employer contribution / active EE | $1,748 | $3,242-46.1% | $2,735-36.1% | $4,663-62.5% |
| Participant deferral / active EE | $10,125 | $5,299+91.1% | $4,527+123.7% | $6,689+51.4% |
| Admin fee / account holder | $7,765 | $7,265+6.9% | $6,165+26.0% | $13,390-42.0% |