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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,533 | $183,539+62.1% | $155,556+91.3% | $145,897+103.9% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 14.22% | 61.31%-47.1pp | 64.84%-50.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $11,059 | $5,315+108.1% | $4,675+136.5% | $4,663+137.2% |
| Participant deferral / active EE | $4,600 | $6,467-28.9% | $5,631-18.3% | $6,689-31.2% |
| Admin fee / account holder | $1,881 | $19,275-90.2% | $15,885-88.2% | $13,390-86.0% |