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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,282 | $160,070+146.9% | $147,117+168.7% | $145,897+170.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.15% | 98.69%-78.5pp | 420.54%-400.4pp | 552.29%-532.1pp |
| Employer contribution / active EE | $8,305 | $5,285+57.2% | $4,932+68.4% | $4,663+78.1% |
| Participant deferral / active EE | $17,649 | $8,419+109.6% | $8,065+118.8% | $6,689+163.8% |
| Admin fee / account holder | $8,661 | $15,035-42.4% | $12,993-33.3% | $13,390-35.3% |