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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,416 | $154,228+103.2% | $145,433+115.5% | $137,256+128.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.85% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $8,633 | $4,804+79.7% | $4,554+89.5% | $4,156+107.7% |
| Participant deferral / active EE | $20,887 | $8,216+154.2% | $7,897+164.5% | $6,407+226.0% |
| Admin fee / account holder | $165,358 | $14,344+1052.8% | $13,129+1159.5% | $12,270+1247.6% |