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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,073 | $157,829-90.4% | $136,867-89.0% | $198,609-92.4% |
| Participation rate | 80.0% | 77.2%+2.8pp | 74.5%+5.5pp | 82.4%-2.4pp |
| Annual return | 19.23% | 51.25%-32.0pp | 42.97%-23.7pp | 202.70%-183.5pp |
| Employer contribution / active EE | $2,086 | $3,923-46.8% | $3,547-41.2% | $5,055-58.7% |
| Participant deferral / active EE | $4,349 | $5,463-20.4% | $4,924-11.7% | $6,977-37.7% |
| Admin fee / account holder | $9,947 | $11,107-10.4% | $10,340-3.8% | $19,030-47.7% |