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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,324 | $185,312+66.9% | $161,489+91.5% | $154,746+99.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 11.28% | 103.84%-92.6pp | 89.72%-78.4pp | 172.34%-161.1pp |
| Employer contribution / active EE | $6,738 | $4,769+41.3% | $4,268+57.9% | $4,379+53.9% |
| Participant deferral / active EE | $7,750 | $6,350+22.1% | $5,630+37.7% | $6,730+15.2% |
| Admin fee / account holder | $2,024 | $18,654-89.2% | $16,006-87.4% | $14,365-85.9% |