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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,718 | $61,125-46.5% | $94,057-65.2% | $87,485-62.6% |
| Participation rate | 41.9% | 64.1%-22.1pp | 73.3%-31.4pp | 68.9%-27.0pp |
| Annual return | 13.74% | 35.20%-21.5pp | 480.62%-466.9pp | 26.06%-12.3pp |
| Employer contribution / active EE | $1,487 | $2,136-30.4% | $2,933-49.3% | $2,596-42.7% |
| Participant deferral / active EE | $2,032 | $3,260-37.7% | $4,709-56.8% | $4,274-52.4% |
| Admin fee / account holder | $1,442 | $5,629-74.4% | $7,244-80.1% | $7,775-81.4% |