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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $51,638-89.0% | $68,368-91.7% | $82,448-93.1% |
| Participation rate | 98.1% | 63.6%+34.5pp | 73.8%+24.4pp | 68.1%+30.1pp |
| Annual return | 28.96% | 37.53%-8.6pp | 292.57%-263.6pp | 41.64%-12.7pp |
| Employer contribution / active EE | $2,706 | $2,047+32.2% | $2,649+2.1% | $2,551+6.1% |
| Participant deferral / active EE | $3,398 | $2,914+16.6% | $4,123-17.6% | $4,139-17.9% |
| Admin fee / account holder | $659 | $4,643-85.8% | $5,150-87.2% | $7,234-90.9% |