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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,589 | $57,140-65.7% | $85,240-77.0% | $80,959-75.8% |
| Participation rate | 77.8% | 56.4%+21.4pp | 67.5%+10.2pp | 67.7%+10.1pp |
| Annual return | 7.36% | 21.71%-14.3pp | 66.75%-59.4pp | 35.67%-28.3pp |
| Employer contribution / active EE | $1,847 | $1,802+2.5% | $2,735-32.5% | $2,757-33.0% |
| Participant deferral / active EE | $4,936 | $3,115+58.5% | $4,527+9.0% | $4,300+14.8% |
| Admin fee / account holder | $1,552 | $4,992-68.9% | $6,165-74.8% | $6,925-77.6% |