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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,681 | $160,040-83.3% | $147,096-81.9% | $145,877-81.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.89% | 98.49%-81.6pp | 419.75%-402.9pp | 551.28%-534.4pp |
| Employer contribution / active EE | $2,361 | $5,289-55.4% | $4,936-52.2% | $4,663-49.4% |
| Participant deferral / active EE | $3,730 | $8,429-55.7% | $8,071-53.8% | $6,691-44.2% |
| Admin fee / account holder | $3,007 | $15,050-80.0% | $13,005-76.9% | $13,402-77.6% |