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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,870 | $185,312-62.3% | $161,489-56.7% | $154,746-54.8% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 19.12% | 103.84%-84.7pp | 89.72%-70.6pp | 172.34%-153.2pp |
| Employer contribution / active EE | $1,040 | $4,769-78.2% | $4,268-75.6% | $4,379-76.2% |
| Participant deferral / active EE | $6,022 | $6,350-5.2% | $5,630+7.0% | $6,730-10.5% |
| Admin fee / account holder | $1,246 | $18,654-93.3% | $16,006-92.2% | $14,365-91.3% |