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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,982 | $95,453-64.4% | $112,040-69.7% | $82,448-58.8% |
| Participation rate | 44.8% | 72.8%-27.9pp | 76.5%-31.7pp | 68.1%-23.2pp |
| Annual return | 19.71% | 23.92%-4.2pp | 24.52%-4.8pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,234 | $2,318-46.7% | $2,954-58.2% | $2,551-51.6% |
| Participant deferral / active EE | $3,357 | $4,224-20.5% | $5,098-34.1% | $4,139-18.9% |
| Admin fee / account holder | $2,382 | $9,013-73.6% | $12,098-80.3% | $7,234-67.1% |