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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,115,482 | $178,174+526.1% | $156,181+614.2% | $137,256+712.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 9.09% | 84.19%-75.1pp | 64.87%-55.8pp | 220.34%-211.2pp |
| Employer contribution / active EE | $3,060 | $4,972-38.5% | $4,294-28.7% | $4,156-26.4% |
| Participant deferral / active EE | $21,000 | $6,888+204.9% | $6,132+242.5% | $6,407+227.8% |
| Admin fee / account holder | $10,383 | $17,404-40.3% | $14,586-28.8% | $12,270-15.4% |