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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,356 | $76,407-77.3% | $150,298-88.5% | $82,448-78.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 22.18% | 39.99%-17.8pp | 62.79%-40.6pp | 41.64%-19.5pp |
| Employer contribution / active EE | $3,602 | $2,614+37.8% | $4,154-13.3% | $2,551+41.2% |
| Participant deferral / active EE | $3,896 | $3,214+21.2% | $5,453-28.5% | $4,139-5.9% |
| Admin fee / account holder | $1,562 | $6,352-75.4% | $14,116-88.9% | $7,234-78.4% |