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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,870 | $78,520-26.3% | $96,576-40.1% | $82,448-29.8% |
| Participation rate | 88.7% | 77.7%+10.9pp | 81.4%+7.2pp | 68.1%+20.6pp |
| Annual return | 21.04% | 41.30%-20.3pp | 38.47%-17.4pp | 41.64%-20.6pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $14,343 | $6,754+112.4% | $7,956+80.3% | $4,139+246.5% |
| Admin fee / account holder | $15,261 | $13,455+13.4% | $11,381+34.1% | $7,234+110.9% |