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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,095 | $117,895-83.0% | $102,460-80.4% | $145,897-86.2% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 12.43% | 31.92%-19.5pp | 29.47%-17.0pp | 552.29%-539.9pp |
| Employer contribution / active EE | $1,628 | $3,619-55.0% | $3,025-46.2% | $4,663-65.1% |
| Participant deferral / active EE | $4,438 | $5,736-22.6% | $5,056-12.2% | $6,689-33.7% |
| Admin fee / account holder | $81 | $13,353-99.4% | $9,460-99.1% | $13,390-99.4% |