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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,833 | $254,759-80.4% | $216,567-77.0% | $198,609-74.9% |
| Participation rate | 72.2% | 84.5%-12.3pp | 81.6%-9.4pp | 82.4%-10.2pp |
| Annual return | 17.29% | 10.04%+7.2pp | 12.94%+4.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $1,839 | $6,096-69.8% | $5,216-64.8% | $5,055-63.6% |
| Participant deferral / active EE | $5,051 | $6,948-27.3% | $6,191-18.4% | $6,977-27.6% |
| Admin fee / account holder | $5,386 | $26,311-79.5% | $21,981-75.5% | $19,030-71.7% |