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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,447 | $96,731-83.0% | $123,973-86.7% | $86,983-81.1% |
| Participation rate | 94.7% | 70.0%+24.7pp | 76.7%+18.1pp | 69.5%+25.2pp |
| Annual return | 18.90% | 17.33%+1.6pp | 388.13%-369.2pp | 25.83%-6.9pp |
| Employer contribution / active EE | $3,850 | $3,297+16.8% | $4,126-6.7% | $2,584+49.0% |
| Participant deferral / active EE | $4,247 | $4,152+2.3% | $5,247-19.1% | $4,194+1.3% |
| Admin fee / account holder | $2,495 | $8,722-71.4% | $11,799-78.9% | $7,856-68.2% |