Filed April 2, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,186 | $45,123+95.4% | $85,240+3.5% | $74,478+18.4% |
| Participation rate | 9.4% | 49.4%-39.9pp | 67.5%-58.1pp | 67.2%-57.8pp |
| Annual return | 16.74% | 26.32%-9.6pp | 66.75%-50.0pp | 1370.56%-1353.8pp |
| Employer contribution / active EE | $434 | $1,459-70.2% | $2,735-84.1% | $2,626-83.5% |
| Participant deferral / active EE | $918 | $2,736-66.5% | $4,527-79.7% | $4,350-78.9% |
| Admin fee / account holder | $847 | $2,215-61.8% | $6,165-86.3% | $1,946-56.5% |