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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,515 | $196,972-94.7% | $182,262-94.2% | $198,609-94.7% |
| Participation rate | 92.9% | 85.7%+7.2pp | 84.2%+8.6pp | 82.4%+10.5pp |
| Annual return | 11.35% | 158.27%-146.9pp | 140.60%-129.3pp | 202.70%-191.4pp |
| Employer contribution / active EE | $2,036 | $5,364-62.0% | $5,046-59.7% | $5,055-59.7% |
| Participant deferral / active EE | $4,517 | $8,643-47.7% | $8,276-45.4% | $6,977-35.3% |
| Admin fee / account holder | $7,473 | $18,429-59.5% | $16,712-55.3% | $19,030-60.7% |