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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,443 | $124,425+202.5% | $112,040+236.0% | $137,256+174.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.39% | 24.72%-7.3pp | 24.52%-7.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $24,604 | $3,411+621.2% | $2,954+732.9% | $4,156+492.0% |
| Participant deferral / active EE | $32,875 | $5,718+474.9% | $5,098+544.9% | $6,407+413.1% |
| Admin fee / account holder | $1,637 | $15,207-89.2% | $12,098-86.5% | $12,270-86.7% |