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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,648 | $183,592-88.8% | $155,574-86.7% | $145,877-85.8% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 1021.51% | 61.37%+960.1pp | 64.87%+956.6pp | 551.28%+470.2pp |
| Employer contribution / active EE | $525 | $5,317-90.1% | $4,676-88.8% | $4,663-88.7% |
| Participant deferral / active EE | $2,184 | $6,466-66.2% | $5,629-61.2% | $6,691-67.4% |
| Admin fee / account holder | $0 | $19,316-100.0% | $15,914-100.0% | $13,402-100.0% |