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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,423 | $29,733+2.3% | $56,025-45.7% | $80,959-62.4% |
| Participation rate | 17.9% | 41.7%-23.9pp | 52.5%-34.7pp | 67.7%-49.8pp |
| Annual return | 13.31% | 35.28%-22.0pp | 1712.69%-1699.4pp | 35.67%-22.4pp |
| Employer contribution / active EE | $696 | $672+3.6% | $1,042-33.2% | $2,757-74.8% |
| Participant deferral / active EE | $722 | $1,229-41.2% | $1,955-63.0% | $4,300-83.2% |
| Admin fee / account holder | $630 | $2,434-74.1% | $2,828-77.7% | $6,925-90.9% |