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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,879 | $162,136-85.3% | $152,301-84.3% | $154,746-84.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | -35.55% | 91.02%-126.6pp | 80.50%-116.1pp | 172.34%-207.9pp |
| Employer contribution / active EE | $2,176 | $4,890-55.5% | $4,624-53.0% | $4,379-50.3% |
| Participant deferral / active EE | $5,246 | $8,341-37.1% | $8,004-34.5% | $6,730-22.1% |
| Admin fee / account holder | $22,174 | $15,759+40.7% | $14,398+54.0% | $14,365+54.4% |