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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,734 | $196,972-81.4% | $182,262-79.8% | $198,609-81.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.55% | 158.27%-140.7pp | 140.60%-123.0pp | 202.70%-185.2pp |
| Employer contribution / active EE | $1,795 | $5,364-66.5% | $5,046-64.4% | $5,055-64.5% |
| Participant deferral / active EE | $4,142 | $8,643-52.1% | $8,276-50.0% | $6,977-40.6% |
| Admin fee / account holder | $341 | $18,429-98.2% | $16,712-98.0% | $19,030-98.2% |