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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,371 | $111,830-38.0% | $93,696-26.0% | $145,884-52.4% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 8.71% | 204.08%-195.4pp | 133.74%-125.0pp | 551.85%-543.1pp |
| Employer contribution / active EE | $1,952 | $3,093-36.9% | $2,422-19.4% | $4,662-58.1% |
| Participant deferral / active EE | $8,580 | $4,920+74.4% | $4,417+94.3% | $6,690+28.3% |
| Admin fee / account holder | $277 | $10,249-97.3% | $8,287-96.7% | $13,392-97.9% |