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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,194 | $124,980-79.0% | $108,359-75.8% | $154,746-83.1% |
| Participation rate | 63.6% | 75.2%-11.5pp | 70.1%-6.5pp | 80.7%-17.1pp |
| Annual return | 26.01% | 45.00%-19.0pp | 36.89%-10.9pp | 172.34%-146.3pp |
| Employer contribution / active EE | $2,075 | $2,851-27.2% | $2,399-13.5% | $4,379-52.6% |
| Participant deferral / active EE | $2,421 | $4,743-49.0% | $4,137-41.5% | $6,730-64.0% |
| Admin fee / account holder | $142 | $11,502-98.8% | $9,741-98.5% | $14,365-99.0% |