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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,140 | $154,228-82.4% | $145,433-81.3% | $137,256-80.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.61% | 74.59%-53.0pp | 66.58%-45.0pp | 220.34%-198.7pp |
| Employer contribution / active EE | $465 | $4,804-90.3% | $4,554-89.8% | $4,156-88.8% |
| Participant deferral / active EE | $6,084 | $8,216-26.0% | $7,897-23.0% | $6,407-5.0% |
| Admin fee / account holder | $1,213 | $14,344-91.5% | $13,129-90.8% | $12,270-90.1% |