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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,504 | $162,136-51.6% | $152,301-48.5% | $154,746-49.3% |
| Participation rate | 44.4% | 84.1%-39.7pp | 82.4%-38.0pp | 80.7%-36.3pp |
| Annual return | 20.03% | 91.02%-71.0pp | 80.50%-60.5pp | 172.34%-152.3pp |
| Employer contribution / active EE | $4,265 | $4,890-12.8% | $4,624-7.8% | $4,379-2.6% |
| Participant deferral / active EE | $6,605 | $8,341-20.8% | $8,004-17.5% | $6,730-1.9% |
| Admin fee / account holder | $466 | $15,759-97.0% | $14,398-96.8% | $14,365-96.8% |